Arnion Financial Life Insurance Solutions, Inc. ("Arnion Financial," "we," "us," or "our") is committed to protecting your privacy and handling your personal information with transparency, integrity, and care. This Privacy Policy explains how we collect, use, disclose, and safeguard
information when you visit our website at www.arnionfinancial.com (the "Site"), contact us, or
use any of our services.
Please read this Privacy Policy carefully. By accessing or using our Site or services, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy. If you do not agree, please discontinue use of our Site.
This Privacy Policy applies to all personal information collected through our website, by phone, email, in-person consultations, and any other interactions with Arnion Financial.
NOTICE: Arnion Financial Life Insurance Solutions, Inc. provides document preparation, financial planning consultation, and life insurance services. We are not a law firm and do not provide legal advice. Any estate planning documents we prepare are prepared at your
NOTICE: Arnion Financial Life Insurance Solutions, Inc. provides document preparation, financial planning consultation, and life insurance services. We are not a law firm and do not provide legal advice. Any estate planning documents we prepare are prepared at your specific direction and do not constitute legal advice or the practice of law. We recommend consulting with a licensed attorney for legal advice regarding your estate plan.
We collect several categories of information to provide and improve our services to you.
3.1 Information You Provide Directly
We collect information you voluntarily provide when you:
• Complete a contact form or consultation request on our website
• Call or email us directly
• Schedule a consultation appointment
• Engage us for document preparation or financial services
• Subscribe to any newsletters or communications
• Provide feedback or respond to surveys
This information may include:
• Full name
• Mailing address and physical address
• Email address
• Phone number
• Date of birth
• Financial information relevant to the services you are requesting (e.g., asset information
for estate planning purposes)
• Names and contact information of family members or beneficiaries you designate
• Information about your insurance needs or existing policies
• Any other information you choose to share with us
3.2 Information Collected Automatically
When you visit our Site, we and our third-party service providers may automatically collect certain technical information, including:
• IP address and general geographic location
• Browser type and version
• Operating system
• Pages visited and time spent on each page
• Referring website or URL
• Date and time of your visit
• Links clicked within our Site
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• Device type (desktop, mobile, tablet)
3.3 Cookies and Tracking Technologies
Our Site may use cookies, web beacons, pixels, and similar tracking technologies to enhance your experience and collect usage data. A cookie is a small text file placed on your device when you visit a website. We use the following types of cookies:
• Essential Cookies: Required for the Site to function properly. These cannot be
disabled.
• Analytics Cookies: Help us understand how visitors interact with our Site (e.g., Google
Analytics).
• Functional Cookies: Remember your preferences and settings to improve your
experience.
• Marketing Cookies: May be used to deliver relevant advertisements and track ad
campaign performance.
You may control cookie preferences through your browser settings. Note that disabling certain cookies may affect the functionality of our Site.repare are prepared at your specific direction and do not constitute legal advice or the practice of law. We recommend consulting with a licensed attorney for legal advice regarding your estate plan.
We use the personal information we collect for the following purposes:
4.1 To Provide and Manage Our Services
• Process consultation requests and schedule appointments
• Prepare living trust documents, estate planning documents, and related materials at your
direction
• Provide life insurance solutions, retirement planning, and related financial services
• Communicate with you regarding your account or service requests
• Send service confirmations, appointment reminders, and relevant updates
4.2 To Operate and Improve Our Business
• Analyze website usage and improve our Site and services
• Monitor and analyze trends, usage, and activity to improve user experience
• Develop new products, services, and features
• Troubleshoot technical issues
4.3 To Communicate with You
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• Respond to your inquiries, questions, and comments
• Send educational content, newsletters, or promotional materials about our services (with
your consent or as permitted by law)
• Send administrative information such as policy changes or important notices
4.4 To Comply with Legal Obligations
• Comply with applicable federal and California state laws and regulations
• Respond to lawful requests from government authorities
• Enforce our terms and agreements
• Protect the rights, property, or safety of Arnion Financial, our clients, or others
We do not sell, rent, or trade your personal information to third parties for their marketing purposes. We may share your information only in the following limited circumstances:
5.1 Service Providers
We may share your information with trusted third-party vendors and service providers who
assist us in operating our business, including:
• Website hosting and maintenance providers
• CRM and customer communication platforms (e.g., GoHighLevel)
• Payment processing services (e.g., Stripe)
• Email marketing platforms
• Analytics providers (e.g., Google Analytics)
• Insurance carriers and industry partners with whom we place business on your behalf
These service providers are contractually obligated to protect your information and may only use it to perform services on our behalf.
5.2 Business Partners
With your consent, we may share your information with trusted financial and legal professionals who may assist in fulfilling your service requests. We maintain a list of Trusted Partners visible on our website.
5.3 Legal Requirements
We may disclose your information if required to do so by law or in the good-faith belief that such action is necessary to:
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• Comply with a legal obligation, court order, or government request
• Protect and defend the rights or property of Arnion Financial
• Prevent or investigate possible wrongdoing in connection with our services
• Protect the personal safety of users of our services or the public
5.4 Business Transfers
In the event of a merger, acquisition, reorganization, bankruptcy, or sale of all or a portion of our assets, your personal information may be transferred as part of that transaction. We will notify you via email or prominent notice on our Site before your information is transferred and becomes subject to a different privacy policy.
5.5 With Your Consent
We may share your information for any other purpose with your explicit consent.
As a California resident, you have the following rights regarding your personal information:
6.1 Right to Know
You have the right to request that we disclose to you: the categories and specific pieces of
personal information we have collected about you; the categories of sources from which we
collected it; our business or commercial purpose for collecting it; the categories of third parties
with whom we share it; and whether we sell or disclose personal information and to whom.
6.2 Right to Delete
You have the right to request that we delete personal information we have collected from you,
subject to certain exceptions (such as information needed to complete a transaction or comply
with a legal obligation).
6.3 Right to Correct
You have the right to request that we correct inaccurate personal information we maintain about
you.
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6.4 Right to Opt-Out of Sale or Sharing
We do not sell your personal information. However, if we ever engage in activities that constitute
a "sale" or "sharing" under CCPA/CPRA, you will have the right to opt out. You may exercise
this right by contacting us at the information in Section 14.
6.5 Right to Limit Use of Sensitive Personal Information
To the extent we collect sensitive personal information (such as financial account details), you
have the right to limit our use of such information to that which is necessary to perform the
services you requested.
6.6 Right to Non-Discrimination
We will not discriminate against you for exercising any of your CCPA/CPRA rights. We will not
deny services, charge different prices, or provide a different level of service because you
exercised your privacy rights.
6.7 How to Submit a Request
To exercise any of the rights above, please submit a verifiable consumer request by:
• Email: [email protected]
• Phone: (877) 866-6158
• Mail: 18000 Studebaker Rd. Suite 700, Cerritos, CA 90701
We will respond to a verifiable request within 45 days. If we need additional time (up to 90 days), we will inform you of the reason and extension in writing. We may need to verify your identity before processing your request.
We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Factors we consider in determining retention periods include:
• The nature of the information and the services provided
• Our legal and regulatory obligations (including California insurance record-keeping
requirements)
• The resolution of any disputes or enforcement of our agreements
• Client relationship continuity and service history
When personal information is no longer needed, we will securely delete or anonymize it in accordance with our data destruction policies.
We implement appropriate technical and organizational security measures designed to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include:
• Secure Sockets Layer (SSL) encryption for data transmitted through our website
• Access controls limiting who within our organization can access personal information
• Secure storage of physical and digital records
• Regular review of our data collection and storage practices
However, no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security. In the event of a data breach affecting your rights, we will notify you as required by California law (California Civil Code § 1798.82).
Our Site may contain links to third-party websites, including our Trusted Partners and insurance carrier websites. This Privacy Policy applies only to our Site and services. We are not responsible for the privacy practices or content of third-party websites. We encourage you to review the privacy policies of any third-party sites you visit.
Our Site and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us immediately at [email protected]. If we become aware that we have collected personal information from a child under age 18 without parental consent, we will take steps to remove that information from our servers.
With your permission or as permitted by applicable law, we may send you marketing communications about our services, educational content, and promotions. You may opt out of receiving marketing emails at any time by:
• Clicking the "Unsubscribe" link at the bottom of any marketing email
• Emailing us at [email protected] with "Unsubscribe" in the subject line
• Calling us at (877) 866-6158
Please note that even if you opt out of marketing communications, we may still send you transactional or service-related messages (such as appointment confirmations or important account notices).
© 2026 Wayne Arnold Sr. All rights reserved. Wayne Arnold Sr. is a Licensed Insurance Professional in California. Trust and estate planning documents are prepared through Wealth.com. Arnion Financial and Wayne Arnold Sr. do not provide legal or tax advice. This material is provided for informational purposes only and should not be construed as legal, tax, or financial advice. Results, turnaround times, and completion timelines may vary based on individual circumstances. Exclusive partner pricing is available only through Arnion Financial. Arnion Financial · (877) 866-6158 · [email protected] · CA License #0F77651 Privacy Policy | Terms & Conditions